Rental Property Tax Specialist Melbourne
Strategic Tax Advice for Property Investors & Landlords
Own an investment property in Melbourne or anywhere in Australia?
Whether you have one rental property or a growing portfolio, the way your property is structured and reported can significantly impact your tax position and long-term wealth.
At Pace Advisory Group, we specialise in rental property tax planning, capital gains tax strategy and property structuring for investors.
We don’t just lodge returns — we optimise outcomes.
Why You Need a Property Tax Specialist (Not Just a Tax Agent)
Rental property tax is more complex than many realise:
- Negative gearing strategy
- Interest deductibility
- Loan structuring mistakes
- Capital works vs repairs
- Depreciation claims
- Land tax implications
- CGT on sale
- Trust vs personal ownership
- SMSF property rules
- Foreign resident CGT withholding
A general accountant may simply record figures.
A specialist plans ahead.
Our Rental Property Tax Services
We provide specialist rental property tax advice for Melbourne investors and landlords. Services include negative gearing strategies, capital gains tax planning, depreciation optimisation, land tax advice and structuring for multiple properties. Whether you own one investment property or a growing portfolio, we help reduce tax and build long-term wealth.
Rental Property Tax Returns Melbourne
As a leading rental property tax specialist in Melbourne, we prepare accurate rental property tax returns, ensuring all income, interest expenses, council rates, insurance and property management fees are correctly claimed.
Negative Gearing & Tax Minimisation
We help property investors optimise negative gearing strategies, maximise interest deductibility and implement PAYG variations to improve after-tax cash flow.
Property Depreciation & Capital Works Claims
Our team reviews depreciation schedules to maximise Division 40 and Division 43 deductions, ensuring Melbourne landlords claim every allowable tax benefit.
Capital Gains Tax (CGT) Property Advice
Planning to sell? We provide proactive CGT advice for property investors, including gain projections, 50% discount eligibility and tax-efficient timing strategies.
Property Ownership & Structuring Advice
We advise whether to hold your investment property in personal name, trust, company or SMSF to improve tax efficiency and asset protection.
How Our Accounting Service Helps Property Investors and Landlords?
Owning an investment property is not just about collecting rent — it’s about structuring correctly, reducing tax legally and building long-term wealth.
At Pace Advisory Group, we work with Melbourne property investors and landlords to ensure every financial decision supports growth, compliance and asset protection.
Here’s how we help:
- Maximise rental property deductions and ensure nothing is missed
- Optimise loan structures to protect interest deductibility
- Review and enhance depreciation and capital works claims
- Provide proactive capital gains tax (CGT) planning before sale
- Advise on the right ownership structure (personal, trust, company or SMSF)
- Manage Victorian land tax and aggregation risks
- Assist with negative gearing and PAYG variation strategies
- Support portfolio growth with long-term tax planning
- Fix common investor mistakes before they become costly
- Deliver year-round advisory support, not just annual tax returns
Contact us to find out more!
Take advantage of our free 30-minute consultation to receive personalised advice tailored to your specific needs. This session is designed to set you on the path to greater success and peace of mind in your medical and healthcare practice. Don’t miss this opportunity to elevate your business with expert guidance in the medical and healthcare sector.
Frequently Asked Questions?
What expenses can I claim on my rental property in Australia?
You can generally claim interest on your investment loan, council rates, property management fees, insurance, repairs and maintenance, depreciation, and borrowing costs. However, the treatment depends on whether the expense is a repair or a capital improvement. Proper classification is essential to maximise deductions while remaining compliant.
Can I claim the full interest on my investment loan?
Interest is deductible only if the loan funds were used for income-producing purposes. If private and investment borrowings are mixed, deductibility may be affected. Correct loan structuring and avoiding “loan contamination” is critical for long-term tax efficiency.
What happens when I sell my rental property?
When you sell, Capital Gains Tax (CGT) may apply. Most investors are eligible for the 50% CGT discount if the property is held for more than 12 months. Planning before selling — including timing and structuring strategies — can significantly reduce your tax liability.
Should I buy an investment property in a trust or in my personal name?
This depends on your income level, land tax exposure, asset protection needs, and long-term wealth strategy. While trusts can provide flexibility and asset protection, they may also trigger higher land tax in Victoria. Professional advice before purchase is strongly recommended.
Do I need a depreciation schedule?
In most cases, yes — particularly for newer properties or renovated homes. A properly prepared depreciation schedule can unlock thousands in additional deductions over time by claiming Division 40 plant and equipment and Division 43 capital works.
How can I legally reduce tax on my rental property?
Strategies may include optimising interest deductibility, structuring ownership correctly, reviewing depreciation claims, timing property sales, and managing trust distributions effectively. Proactive planning — rather than reactive compliance — produces the best long-term outcomes.
Looking for a Property Investor Accountant in Melbourne?
Speak with a Rental Property Tax Specialist at Pace Advisory Group today on (03) 9807 1344 to book a consultation.